In everyone’s life, money—whether in the form of funds or values—is always present to change lives. The foundation of wealth, no matter the amount, begins exactly where I am right now. Whether I have $100 or $10, $10 should always be set aside and never spent, to attract more money. Once the first step is respected, we’re available for a phone discussion on the next steps.

1. It’s crucial to live on 90% of your earnings and preserve 10%.

2. Eliminate credit-based spending that traps us into the profits of those who consider themselves smarter than us.

3. Get used to paying in cash and delaying a purchase for at least 48 hours before proceeding.

4. Once these steps are in place, we’re always available to assist you and provide support on your path to financial freedom, helping you develop strong financial habits and make informed decisions.